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Auto Loans

Thinking about buying a car? Start here with us!


  • Competitively low interest rates for the purchase of new or used vehicles
  • Flexible terms that fit you and your family’s needs
  • Refinance your current vehicle to potentially lower your rate
  • Guaranteed Asset Protection (GAP) available
  • Mechanical Repair Coverage available
  • Accelerated processing right here in West Virginia
  • Friendly, personal service from folks in your community
The last thing you want to think about right after purchasing a vehicle is a total loss on your new ride…but you should for the sake of safety.

The moment you drive your car off the lot, it depreciates about 20% on average and continues after that. If your vehicle is deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth.

Pioneer offers its members GAP at nearly 50% less than the dealership cost. Contact us to take advantage of it today!
Did you know that 6 out of 10 Americans can’t afford a $500 unexpected auto repair? The average car repair costs more than $1,100.

So we offer our members a vehicle service contract, Mechanical Repair Coverage (MRC), to help protect them from unexpected vehicle repair costs.

If you're looking for a new car, we put our members in the driver's seat! Search for your perfect new or used vehicle through GrooveCar! Research local deals, save time and money, and more.
Skip a month's loan payment and keep the cash — it’s easy! Just choose the month you’d like to skip and enjoy a payment-free month! 

Please submit your skip request at least 2 weeks before your payment is due to allow for processing time. Fee Applies. Interest will continue to accrue during the skipped payment period.

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Fraud Alerts

Pioneer is always keeping up to date with recurring trends or trends seen in the news regarding fraud. We report the information to you so that you can take precautionary measures to ensure your card has not been compromised.