Auto Loans

• Competitively low interest rates for the purchase of new or used vehicles
  
• Flexible terms that fit you and your family’s needs
  
• Refinance your current vehicle to potentially lower your rate
  
• Guaranteed Asset Protection (GAP) available
  
• Mechanical Repair Coverage available
  
• Accelerated processing right here in West Virginia
  
• Friendly, personal service from folks in your community

The thought of experiencing a total loss on your recently purchased vehicle is undoubtedly undesirable, but it's crucial to consider for your safety and financial well-being.

As soon as you drive your car off the lot, it typically depreciates by approximately 20%, and the depreciation continues over time. If your vehicle is declared a total loss, you may be responsible for covering the gap between the outstanding balance you owe and the value determined by your insurance company. 4 6

At Pioneer, we provide GAP (Guaranteed Asset Protection) to our members at a significantly reduced cost—nearly 50% less than typical dealership rates. While dealerships commonly charge a flat fee between $400 and $700 for GAP coverage, credit unions and insurers often offer the same protection for $20–$100 per year, resulting in savings of 50% or more compared to dealership pricing. 2 3 5 8

Don't miss out on this opportunity!

Be Ready for the Unexpected
Protect yourself from costly repairs with Mechanical Breakdown Protection from Route 66 Warranty.* Coverage is available for both new and used vehicles and is even transferable if you sell your car—adding value and peace of mind.

With Route 66’s Open Enrollment, you can purchase coverage at any time—whether or not your vehicle is still under the manufacturer’s warranty. Choose the plan that fits your needs:

• Easy Street – Factory-Type Coverage

• Main Street – Deluxe Coverage

• First Street – Drivetrain Coverage

Inclusive Benefits Include:

• $0 Deductible

• Nationwide Coverage

• 24/7 Roadside Assistance

• 30-Day Money-Back Guarantee

• Transferable Plans

• Direct Claim Payments

• Total Loss Refund – If your car is totaled, receive a full refund of your premium.

View Route 66 Brochure

Offered by a third party. See Service Agreement for full details.