Savings Accounts
Club Accounts
Stress less about the holidays and vacations by saving a little at a time, all year long. Funds are automatically released right when you need them — no willpower required.
Competitive Dividends No Monthly Fees No Minimum Balance Auto Payout
Christmas Club Pays out November 1st
Vacation Club Pays out June 1st
Key Features
Competitive Dividends
Earned on your entire balance
No Monthly Fee
No service charges, ever
Automatic Payout
Funds released on your set date
Free Digital Banking
*Data carrier rates may apply
Choose Your Club
Christmas Club
Save all year, spend stress-free
Start saving in January and watch your balance grow all year. Your funds — including dividends earned — are automatically released on November 1st, giving you plenty of time before the holiday shopping rush.
Auto Payout Date November 1st
- No minimum balance or deposit to open
- Deposit any amount, any time
- Competitive dividends on entire balance
- Early withdrawal penalties may apply
Vacation Club
Your trip, fully funded
Save a little each month toward the trip you've been putting off. Your full balance — plus earned dividends — is automatically released on June 1st, right as summer travel season kicks off.
Auto Payout Date June 1st
- No minimum balance or deposit to open
- Deposit any amount, any time
- Competitive dividends on entire balance
- Early withdrawal penalties may apply
How It Works
Simple, automatic savings — set it up once and let the account do the work for you.
1
Open Your Club Account
Choose Christmas Club, Vacation Club, or both. No minimum deposit required to get started.
2
Save a Little at a Time
Deposit whatever amount you're comfortable with, whenever you want — weekly, monthly, or any time throughout the year.
3
Get Paid Out Automatically
Your full balance plus earned dividends is automatically released on your account's payout date — right when you need it.
Pro Tip: Open Both at the Same Time
Many members open both a Christmas Club and a Vacation Club simultaneously — one for the holidays in November, one for summer in June. Two goals, one simple savings habit.
Want more savings options? Explore Money Market Accounts, Share Certificates, You Choose Savings, and more.
View All Savings Options →Start saving for what matters most.
Open a Club Account online or stop by any Pioneer branch location.
*Data carrier rates may apply for digital and mobile banking. Christmas Club funds are automatically released on November 1st. Vacation Club funds are automatically released on June 1st. Early withdrawal penalties may apply. Membership with Pioneer Appalachia Federal Credit Union required. Federally insured by the NCUA.
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