Savings Accounts
Money Market Account
Get the best of both worlds — maximize your earnings with tiered dividend rates while keeping your funds accessible whenever you need them.
Tiered Dividends No Monthly Fees 300K+ Free ATMs
3.00% APY — Money Market Advantage*
$500 Min. to earn dividends
Key Features
Tiered Dividends
Earn more as your balance grows
No Monthly Fee
No service charges ever
Free Digital Banking
*Data carrier rates may apply
Free ATMs Nationwide
300,000+ surcharge-free ATMs
Our Premier Option
⭐ Best Rate
Money Market Advantage
Our highest-earning money market account — designed for members who are serious about growing their savings.
3.00% APY*
Min. Deposit APY* Dividend Rate
$25,000 3.00% APY 2.96%
Minimum $25,000 deposit
Highest rate we offer on money market
No monthly service charge
NCUA federally insured
Full digital banking access
Money Market — Standard Rates
$500 minimum to earn dividends| Balance Range | Min. to Earn Dividends | APY* |
|---|---|---|
| $0 – $24,999.99 | $500 | 0.25% |
| $25,000 – $49,999.99 | $500 | 0.50% |
| $50,000 – $74,999.99 | $500 | 0.75% |
| $75,000 – $99,999.99 | $500 | 1.00% |
| $100,000 – $149,999.99 | $500 | 1.00% |
| $150,000 – $249,999.99 | $500 | 1.00% |
| $250,000+ | $500 | 1.00% |
Looking for other savings options? Compare Share Certificates, Share Savings, and more to find the right fit.
View All Rates →Ready to start earning more on your savings?
Open an account online or stop by any Pioneer branch location.
*APY = Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. Money Market Advantage requires a minimum deposit and balance of $25,000. Standard Money Market requires a minimum daily balance of $500 to earn dividends. One free withdrawal per month; $5 fee for each additional withdrawal.
*Data carrier rates may apply for digital and mobile banking.
Membership with Pioneer Appalachia Federal Credit Union required. Federally insured by the NCUA.
Locations and Hours
We'd love to see you in person! Please feel free to drop into any branch location near you.