Savings Accounts
"You Choose"
"You Choose"
Savings
You know what you want — we'll help you get there. Save toward any goal you choose, earn competitive dividends, and pick the exact date you want your money.
No Monthly Fees No Minimum Balance You Pick the Payout Date
Weddings & Anniversaries
Birthdays & Holidays
Vacations & Travel
Key Features
Competitive Dividends
Earn as you save toward your goal
Flexible Payout Date
Pick exactly when you want your money
No Monthly Fee
No service charges, ever
Free Digital Banking
*Data carrier rates may apply
How It Works
It's simple — you set the goal, we help you get there. Three easy steps to saving smarter.
1
Choose Your Goal
Decide what you're saving for — a vacation, a wedding, holiday gifts, a birthday, or anything else that matters to you.
2
Pick Your Payout Date
When you open your account, you select the exact date you want your savings paid out — timed perfectly to your goal.
3
Save & Earn
Make deposits at your own pace, earn competitive dividends the whole time, and receive your funds right when you need them.
What Are You Saving For?
Weddings & Anniversaries
Save toward your big day or a special anniversary celebration without the last-minute scramble.
Holiday Shopping
Set your payout for November or December so you're fully funded before the holiday rush hits.
Vacations & Travel
Time your payout to when flights and hotels need to be booked — travel stress-free.
Birthdays & Milestones
Plan ahead for a memorable birthday celebration or milestone event without dipping into everyday savings.
Back to School
Set your payout for late summer so you're ready for school supplies, clothes, and tuition.
Any Goal You Choose
There are no restrictions — if it matters to you, this account is built for it.
The Best Part
You Pick the Date — We Deliver the Money
Unlike a traditional savings account, You Choose Savings lets you set a specific payout date when you open your account. Your savings and earned dividends are disbursed right when you need them — not a day before, not a day after.
December 1
Holiday shopping ready
June 15
Summer vacation funded
Your date
Whatever your goal may be
What's Included
- Competitive dividends on your balance
- No monthly service charges
- No minimum balance requirements
- No minimum deposit to open
- Free digital banking with mobile access
- Surcharge-free ATM access nationwide
- Federally insured by the NCUA
Good to Know
- Payout date is selected when you open your account
- Customizable to your personal savings goals
- Dividends earned according to your savings calendar
- Early withdrawal penalties may apply
Looking at other savings options? Compare all Pioneer savings accounts to find the best fit for your goals.
View All Savings Options →Start saving toward your goal today.
Open online or stop by any Pioneer branch — no minimum deposit required.
*Data carrier rates may apply for digital and mobile banking. Early withdrawal penalties may apply. Membership with Pioneer Appalachia Federal Credit Union required. Federally insured by the NCUA.
Fraud Alerts
Pioneer is always keeping up to date with recurring trends or trends seen in the news regarding fraud. We report the information to you so that you can take precautionary measures to ensure your card has not been compromised.