A young family playing on a couch

Pioneer Perks Checking

If you're spending it anyway, why not get rewarded?


Say goodbye to restrictions and hello to REWARDS! 

  • NO Minimum Deposit to Open
  • NO Minimum Balance Requirements
  • NO Direct Deposit Requirements
  • NO Monthly Service Charge
  • FREE Nationwide ATM Access - over 300,000 ATMs 
  • FREE Instant Issue Rewards 
  • FREE Online Banking & Mobile App
  • FREE Bill Pay

Get rewarded for everyday purchases and bills!   

  • Earn 2 points for every $1 spent*
  • Special bonus point promotions
  • Turn points into cash
  • Redeem rewards from over 3 million retailers

*E-Statements Required.  Points will not be earned on your debit card until card is registered and active on the uchooserewards.com site.  Debit card number must be used in order to accumulate and earn points. Membership Required.  Terms & Restrictions Apply.
Reminder — Whether you are going overseas or across the country, make sure you contact Pioneer Appalachia Federal Credit Union before traveling. We'll let Visa® know your destination, so the card isn't assumed lost or stolen.

Just give us a call at (304) 348-6648 or 1-800-339-4378 and have a safe, wonderful trip!










A young woman looking through a rack of clothes in a store

Credit Cards


Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.