

Become a Member of Pioneer
Open a Share Savings account with just a $5 deposit and start banking with a team that puts you first. If any of the following applies to you, you're eligible to join:
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You live, work, worship, attend school, or volunteer in any area within Pioneer Appalachia Federal Credit Union’s approved Field of Membership, which spans across West Virginia and multiple counties in neighboring states.
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You are a Volunteer Member of the WVSSPA, headquartered in Charleston, WV.
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You are an immediate family member of a current Pioneer member.
Click below to get started:
Why Choose Pioneer?
At Pioneer, you're more than an account number—you’re a member with a voice. Every member has equal voting rights and a say in how we operate. Our volunteer Board of Directors is committed to serving your best interests and the success of our credit union.
We offer competitive rates, personalized service, and a genuine commitment to helping our members reach their financial goals. It’s banking with people who know your name and care about your future.
Family Membership
Family members of current Pioneer members are welcome to join. This includes spouses, children, parents, grandparents, siblings, and step-relatives.
Identity Verification Requirements
As required by federal law (Section 326 of the USA PATRIOT Act), in order to help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
We may also request documentation from current members if records were incomplete at the time of account opening. Your privacy and security remain our top priorities.
