Checking Accounts
Second Chance
Second Chance
Checking
Life happens — you shouldn't have to spend the rest of yours paying for it. Get back on your feet with a real checking account, no judgment.
Free Debit Card
Free Digital Banking
300K+ Free ATMs
What's Included
Free Digital Banking
*Data carrier rates may apply
Free Debit Card
Visa® debit card included
Free ATMs Nationwide
300,000+ surcharge-free locations
Account Details
- $12 monthly service charge
- Unlimited transactions at no per-item charge
- No minimum deposit to open
- Direct deposit required
Also Included
- Free digital banking with mobile check deposit
- Free Visa® debit card
- Access to300,000+ ATMS nationwide
- Federally insured by the NCUA
Who This Account Is For
Second Chance Checking is designed for people who've had banking challenges in the past and are ready to start fresh.
ChexSystems History
Previously denied a checking account due to a negative ChexSystems record.
Past Overdrafts
Had accounts closed due to overdrafts or unpaid balances at other institutions.
Ready to Rebuild
Committed to responsible banking and looking for a credit union that believes in second chances.
Looking for more features? Compare all Pioneer checking accounts to find the right fit for your needs.
Compare Accounts →Ready to get started?
Stop by any branch — our team is ready to help you open your account today.
*Data carrier rates may apply for mobile banking.
**$10 cost for replacement debit cards if lost or stolen.
Membership with Pioneer Appalachia Federal Credit Union required. Federally insured by the NCUA.
Fraud Alerts
Pioneer is always keeping up to date with recurring trends or trends seen in the news regarding fraud. We report the information to you so that you can take precautionary measures to ensure your card has not been compromised.