A couple looking and using a calculator

Second Chance Checking

Life happens — you shouldn’t have to spend the rest of yours paying for it. Get back on your feet with Second Chance Checking.


  • $12 monthly service charge
  • Unlimited transactions at no per-item charge
  • Free digital banking*
  • Free Visa® debit card**
  • Access to thousands of surcharge-free ATMs nationwide
  • No minimum deposit to open
  • Direct deposit required
*Data carrier rates may apply
**$10 cost for replacement debit cards if lost or stolen.

A woman sitting on a couch with a laptop

Fraud Alerts

Pioneer is always keeping up to date with recurring trends or trends seen in the news regarding fraud. We report the information to you so that you can take precautionary measures to ensure your card has not been compromised.