Happy New Year from
Pioneer AFCU!
As we welcome 2024, all of us at Pioneer AFCU extend our warmest wishes to you and your loved ones. The new year is a fresh start, a time for new beginnings and endless possibilities. We are excited to embark on this journey with you, filled with hope, dreams, and aspirations.
Together, let's make 2024 a year of growth, prosperity, and financial well-being. We are here to support you every step of the way, helping you turn your financial goals into reality.
Here's to a successful and fulfilling year ahead!
Year in Review
Expanding Our Reach
In 2023, we proudly expanded our family by opening a new branch in Morgantown. This milestone not only brought our services closer to more members but also welcomed new faces into our work family, reflecting our continuous growth and dedication to serving the community.
In 2023, we proudly expanded our family by opening a new branch in Morgantown. This milestone not only brought our services closer to more members but also welcomed new faces into our work family, reflecting our continuous growth and dedication to serving the community.
Empowering Future Generations
Through our involvement in Putnam County schools and portfolio fairs, we've taken active steps in shaping the future. These initiatives underscore our dedication to the educational and professional development of young minds.
Through our involvement in Putnam County schools and portfolio fairs, we've taken active steps in shaping the future. These initiatives underscore our dedication to the educational and professional development of young minds.
Enriching University and Community Partnerships
Our strengthened relationships with University's and local chambers and alliances reflect our deep commitment to community development. These partnerships have been instrumental in fostering a network of support and collaboration.
Our strengthened relationships with University's and local chambers and alliances reflect our deep commitment to community development. These partnerships have been instrumental in fostering a network of support and collaboration.
Promotions and Financial Services
This past year saw exciting promotions for our Perks Credit Card and Certificate of Deposit (CD) offerings, providing members with valuable opportunities to maximize their financial potential.
This past year saw exciting promotions for our Perks Credit Card and Certificate of Deposit (CD) offerings, providing members with valuable opportunities to maximize their financial potential.
Competitive Rates
All of these promotions, coupled with our competitive rates and personal customer service, underscore our dedication to delivering exceptional value and support to our members.
A Commitment to Excellence
As we reflect on these achievements, our ongoing commitment to providing excellent personal customer service remains at the core of everything we do. We understand the importance of strong, supportive financial partnerships, and we're proud to be a trusted resource for our members.
As we turn the page to 2024, we look forward to continuing our journey of growth, partnership, and community engagement, building on the strong foundation we've established together.
We are Growing Together with You - Pioneer AFCU
Financial Tips for 2024
Embrace Smart Budgeting
Start the new year with a clear financial plan. Budgeting isn't just about tracking expenses; it's about setting goals and prioritizing your spending to align with those goals. Utilize our budgeting tools and resources to create a plan that works for you.
Boost Your Savings
Make saving a habit in 2024. Whether it's for an emergency fund, a major purchase, or retirement, consistent saving is key. Consider setting up automatic transfers to your savings account to ensure you're regularly setting money aside.
Explore Investment Opportunities
Let your money work for you. Explore investment options that match your risk tolerance and financial goals. Our team is here to guide you through the various opportunities, from CDs to Money Market accounts.
Review and Manage Debt Wisely
Debt management is crucial for financial health. Prioritize high-interest debt and explore consolidation or refinancing options if necessary. Remember, managing debt is about finding a balance that maintains your credit health without overburdening your finances.
Protect Your Financial Future
Embrace a proactive approach to future planning. Ensure you're protected with the right insurance and keep your estate plans updated to reflect your evolving financial goals. These steps are crucial for peace of mind and aligning your long-term objectives with your current strategy. At Pioneer AFCU, we're here to guide you in securing a stable and confident future.
Stay Informed and Seek Advice
Financial landscapes are constantly changing. Stay informed about the latest trends and developments. Don't hesitate to reach out to our financial advisors for personalized advice tailored to your unique circumstances.
By following these tips, you're setting the stage for a financially successful 2024. We at Pioneer AFCU are here to support you every step of the way, ensuring that this year is your most prosperous yet!
Voices From Our Community
Discover the personal stories, heartfelt testimonials, and inspiring quotes from our members and neighbors. These narratives highlight the reasons for their gratitude and reflect on the positive impact our credit union has had in their lives.
We refinanced a new vehicle with Pioneer and were able to save money on monthly payments and overall interest. Over $1140. In addition, we were able to add life insurance to our loan while getting all these savings.
— William & Belinda
I came in to Pioneer for a small personal loan and ended up refinancing my car term for term and saved $1300.95! They also helped me with my personal loan and the whole process only took about 40 minutes. My financial advocate was knowledgeable, polite and friendly. Banking at Pioneer has been a blessing.
— Sharon
It was suggested that we get my car loan through Pioneer Credit Union. They took 2 years off our loan term when we refinanced, saving us over $1400 in interest. We want to thank them for directing us the correct way. Thank You!
— The McCallisters
I was able to do a balance transfer to my Pioneer credit card from my Chase credit card and dropped my interest rate from 15% to 6.70%. I was also able to refinance my auto loan and reduce the term by 8 months saving over $4,000, also reducing my interest rate from 5.70% to 2.99%. Thank you, Pioneer!
— Nancy
I recently purchased a new car. Andre at the Teays Valley location, was HUGE help to me. If not for him taking the time to explain to me how financing worked, I would have made a mistake that would have cost me thousands of dollars ($10,000 actually). I was so apprehensive about telling the car dealership that I found financing at my credit union that I asked Andre if he would talk to them, he never even blinked an eye. He took care of everything. Andre went above and beyond what normally would be expected of any financial institution. If you are in the market for a new car or even a new banking institution choose Pioneer.
— Kathy
Pioneer was a big help with refinancing our vehicles. We are saving over $200 a month on our payments and saved over $4000 in interest in just one auto! They also helped us with a low rate credit card to help us build our credit. The process for us was fast and pain-free. We loved the help and fast responses to our questions. We recommend Pioneer to everyone!
— Parsons
I came to Pioneer in desperate need of a loan for a complex situation to save from losing a lot of family property. I was not sure if they would be able to do anything to help me. They found an opportunity to accomplish what I needed while taking the smartest approach to save money in interest. They used the equity in my vehicle, refinanced my car, which gave me the money for my property and they lowered my auto rate in the process. I didn’t even realize that was an option. It was so much easier than I could have imagined.
— Rosslyn
I came to Pioneer because I was unhappy with my interest rate through the dealer, and not only did Pioneer save me $1,716.24 in interest, but they saved me $351 on a GAP warranty and gave me an additional year and additional 12,000 miles on my extended warranty for the same price as the dealership! Pioneer was fantastic!
— Charles
I was scrolling through social media one day and came across an ad from Pioneer Appalachia FCU that said, “Control Out of Control Interest Rates.” I immediately called and made an appointment. By the end of my appointment, I consolidated two of my credit cards saving me over $5,000. Amazing! I highly recommend you giving a call to the friendliest and most helpful staff Pioneer Appalachia FCU so they can help you!
— Andrea
What's Your New Year Financial Goal?
Take the Next Step with
Pioneer AFCU
Your Financial Journey Awaits
Ready to elevate your financial well-being? We invite you to explore the array of services and opportunities at Pioneer AFCU. Whether you're eyeing a new financial goal or seeking advice, our team is here to support you.
- Schedule a Financial Consultation: Personalized advice is just an appointment away. Meet with our experts to discuss your financial goals and create a tailored plan for success.
- Discover Our Services: From savings accounts to investment options, we have a variety of services to meet your needs. Sign up today and start your journey towards financial freedom.
- Join Our Community Events: Be a part of our vibrant community. Learn, network, and grow with fellow members.
Taking action today can lead to a brighter tomorrow. Let Pioneer AFCU be your partner in this journey. We're more than just a credit union; we're a community committed to your success.
Locations and Hours
We'd love to see you in person! Please feel free to drop into any branch location near you.