5× Points. Every Purchase. All Season.

Pioneer Perks® Credit Card

Earn 5x Points on Every Dollar.

From Oct 1 to Dec 31, every purchase earns 5× points. Groceries, gifts, gas, subscriptions—whatever you buy, it all multiplies faster.

Apply Here!

A card built for you — and even better this holiday season.

Your Pioneer Perks Visa® comes with low, fixed rates, no annual fee, and flexible rewards you can redeem your way. And through Dec 31, every purchase earns 5× points — turning holiday spending into more rewards than ever.

 

What You Always Get 

Built for Holiday Value

  • 5× points on every purchase — Oct 1 to Dec 31
  • Same low, fixed rates you can count on
  • No annual fee — ever

  • Accepted everywhere Visa® is

Rewards Without Limits

  • Redeem at 3M+ retailers with uChoose Rewards®
  • Flexible cash-back options anytime
  • Travel, gift cards, or cash back — your choice
  • No expiration dates, no minimum to redeem










Ready to start earning 5× points?

Apply today and earn 5× points on every purchase, Oct 1–Dec 31.

Apply Now

Low, fixed rates. No annual fee. Rewards your way.

A young woman looking through a rack of clothes in a store

Credit Cards


Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.