5× Points. Every Purchase. All Season.

Pioneer Perks® Credit Card

Earn 5x Points on Every Swipe

From Oct 1–Dec 31, every purchase with your Pioneer Perks Card earns 5× the rewards — groceries, gas, gifts, and more.

Apply Now!

Your Holiday Spending,

5× the Rewards. 

The Pioneer Perks Visa® already gives you low, fixed rates and no annual fee. But this holiday season, it’s even better: every purchase earns 5× points through Dec 31. That’s 5× faster to the rewards you love — cash back, travel, or gift cards.

 

What You Always Get 

Built for Holiday Value

  • 5× points on every dollar — Oct 1 to Dec 31
  • Low, fixed rates that stay steady
  • No annual fee. Ever.

  • Shop anywhere Visa® is accepted

Rewards Without Limits

  • Redeem at 3M+ retailers with uChoose Rewards®
  • Cash Back, travel, or gift cards - your call
  • TRedeem anytime - no limits, no minimums
  • Points never expire










Ready to start earning 5× points?

Every swipe = 5× rewards. Apply now and start earning through Dec 31.

Apply Now

Low, fixed rates. No annual fee. Rewards your way.

A young woman looking through a rack of clothes in a store

Credit Cards


Flexible shopping, easier budgeting, and fun points and prizes — our credit card options make it easy to live life to the fullest.