Credit Cards That Actually Work for You
Earn 2 points per dollar with our Pioneer Perks Rewards Visa®, or keep it simple with our low-rate Visa® Platinum.
More value where it matters — rewards when you want them, low rates when you don’t.
Earn 2 Points Per Dollar
With the Pioneer Perks Rewards Visa®, earn 2 points per dollar spent on everyday purchases.
No Annual Fee
Enjoy the convenience and flexibility of a Pioneer credit card with no annual fee — more value, no hidden costs.
Low APR Option Available
Prefer simplicity? Our Visa® Platinum Credit Card offers a low, competitive variable APR, ideal for everyday use or balance management.
Discover Your Perfect Card
Compare credit cards to find the card that’s right for your lifestyle.
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No Annual Fee
Pioneer Perks Visa® Credit Card
No Annual Fee • Rewards • Everyday Value
- 2 points per $1 spent on purchases*
- 1 point per $1 on balance transfers*
- No annual fee — ever
- Redeem points anywhere via uChooseRewards (cash, travel, gift cards)
- Points don’t expire, no minimum redemption
Low Variable Rate
Pioneer AFCU Visa® Platinum Credit Card
Low Variable Rate Visa Card
- Competitive low variable APR based on Federal Prime Rate.*
- Designed for everyday use and smart balance management.
- Worldwide acceptance wherever Visa is honored.
Rate may vary based on your creditworthiness and other factors. Not all applicants will qualify. Membership Required. Card must be registered at uchooserewards.com in order to earn points.
Member Stories
“My financial advocate was knowledgeable, polite and friendly.
Banking at Pioneer has been a blessing.”