Pioneer Perks

Pioneer Perks® Credit Card

Unlock rewards on everyday purchases.
All the time.

Earn points on every dollar—redeem for cash back, gift cards, travel, and more. No hidden fees. Flexible redemption. Simple.

Apply Here!

A card built for you.

We designed the Pioneer Perks Visa® to reward your everyday spending—earn 2× points on every purchase, redeem your way, and enjoy fixed, competitive rates.

 

What You Always Get 

Built for Everyday Value

  • 2× points on every purchase
  • Low, fixed rates that never fluctuate
  • No annual fee — ever
  • Bonus point promotions throughout the year

Rewards Without Limits

  • Redeem at 3M+ retailers with uChoose Rewards®
  • Flexible cash-back options anytime
  • Travel, gift cards, or cash back — your choice
  • No expiration dates, no minimum to redeem










How it Works

  1. Apply for the Pioneer Perks Visa® Credit Card

    • Visit here and fill out the online application form.
    • Alternatively, visit any Pioneer Appalachia Federal Credit Union branch to apply in person.
    • Once approved, you will receive your new Pioneer Perks Visa® Credit Card in the mail.

  2. Register Your Card

    • Go to uchooserewards.com to register your card.
    • Follow the simple registration process to activate your card and start earning points.

  3. Start Earning Points

    • Use your Pioneer Perks Visa® Credit Card for everyday purchases and earn 2 points for every $1 spent.
    • Transfer balances to your Perks Credit Card and earn 1 point for every $1 transferred.
    • Keep an eye out for special bonus point promotions to maximize your rewards.

  4. Redeem Your Points

    • Log in to uchooserewards.com or use our mobile app to manage and redeem your points.
    • Choose from over 3 million retailers or convert your points into cash.
    • Enjoy the flexibility and convenience of redeeming your points online anytime, anywhere.
Close up of two hands shaking

Locations and Hours


We'd love to see you in person! Please feel free to drop into any branch location near you.