

Start your direct deposit in minutes.
Set up direct deposit so your paycheck lands directly in your Pioneer account. It makes everyday banking easier, helps with auto-pay, and keeps your money close to home.
- Open the Pioneer app and tap Direct Deposit.
- Access your secure, fillable authorization form.
- Save or print the form to hand straight to HR.
Tap the number to select it, or use the button above. You'll pair this with your full account number from the section below.
Why set up direct deposit with Pioneer?
When your paycheck lands here, the rest of your financial life gets simpler.
Keep your money local
Bringing your paycheck to Pioneer means your money stays right here in the community, backed by secure systems and a local team you can actually walk in and talk to.
Make payments easier
Use direct deposit to keep your Pioneer account funded for automatic loan, credit card, and bill payments.
One home for your money
Spend, save, and borrow in one place. Direct deposit makes Pioneer your primary account so everything stays in sync.
Set it up in three steps
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Open the Pioneer app and tap Direct Deposit
Already a member? Everything you need is in the app — no calls, no waiting.
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Access your prefilled authorization form
We pre-load Pioneer's name, address, and routing number for you. Just add your account number and sign.
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Save or print it and hand it to HR
Give the completed form to your employer's payroll or HR contact. That's it — your next eligible paycheck can land at Pioneer.
Where to find your account number
Your direct deposit account number isn't the same as your member number. Here's exactly where it lives on a check — or find it anytime in the app under account details.
On a check
In the Pioneer app

No checks? Open the app, tap your account, and scroll to Account numbers — your account and routing numbers are right there.
Already get paid somewhere else? Make the switch.
Once your paycheck is coming to Pioneer, move these over too so everything follows your money. Tick them off as you go.
Stuck on a step?
Our team can walk you through formatting your account number or filling out the form.
Direct deposit timing depends on when your employer or other payer submits funds; Pioneer Appalachia Federal Credit Union does not control your payer's processing schedule. Account benefits are subject to qualifying activity and the terms of your account agreement. Membership and account eligibility required. Electronic deposits and your related rights are governed by the Electronic Fund Transfer Act (Regulation E) as described in your account disclosures.
Federally insured by NCUA. Equal Housing Opportunity.