Direct Deposit

Start your direct deposit in minutes.

Set up direct deposit so your paycheck lands directly in your Pioneer account. It makes everyday banking easier, helps with auto-pay, and keeps your money close to home.

  • Open the Pioneer app and tap Direct Deposit.
  • Access your secure, fillable authorization form.
  • Save or print the form to hand straight to HR.
Set Up Direct Deposit
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Pioneer AFCU Routing Number
251983730
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Tap the number to select it, or use the button above. You'll pair this with your full account number from the section below.

Why set up direct deposit with Pioneer?

When your paycheck lands here, the rest of your financial life gets simpler.

Keep your money local

Bringing your paycheck to Pioneer means your money stays right here in the community, backed by secure systems and a local team you can actually walk in and talk to.

Make payments easier

Use direct deposit to keep your Pioneer account funded for automatic loan, credit card, and bill payments.

One home for your money

Spend, save, and borrow in one place. Direct deposit makes Pioneer your primary account so everything stays in sync.

Set it up in three steps

  1. Open the Pioneer app and tap Direct Deposit

    Already a member? Everything you need is in the app — no calls, no waiting.

  2. Access your prefilled authorization form

    We pre-load Pioneer's name, address, and routing number for you. Just add your account number and sign.

  3. Save or print it and hand it to HR

    Give the completed form to your employer's payroll or HR contact. That's it — your next eligible paycheck can land at Pioneer.

Access Your Form

Where to find your account number

Your direct deposit account number isn't the same as your member number. Here's exactly where it lives on a check — or find it anytime in the app under account details.

On a check

Routing number (always 251983730) Your account number

In the Pioneer app

Pioneer app account details screen, with the Account numbers section highlighted showing the account number and routing number 251983730.

No checks? Open the app, tap your account, and scroll to Account numbers — your account and routing numbers are right there.

Already get paid somewhere else? Make the switch.

Once your paycheck is coming to Pioneer, move these over too so everything follows your money. Tick them off as you go.

Stuck on a step?

Our team can walk you through formatting your account number or filling out the form.

Call (304) 348-6648

Direct deposit timing depends on when your employer or other payer submits funds; Pioneer Appalachia Federal Credit Union does not control your payer's processing schedule. Account benefits are subject to qualifying activity and the terms of your account agreement. Membership and account eligibility required. Electronic deposits and your related rights are governed by the Electronic Fund Transfer Act (Regulation E) as described in your account disclosures.

Federally insured by NCUA. Equal Housing Opportunity.